Conventional Fixed Rate Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.000%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.462%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit
 Rate  APR  Points
 2.490%  2.490%  0.000%